Terms of Service

Table of Contents

1. Acceptance of Terms
2. Changes to the Terms
3. Eligibility & Account
4. Acceptable Use
5. Content & Intellectual Property
6. Newsletter & Emails
7. Recommendations & Disclosures
8. Third-Party Links
9. Disclaimers
10. Limitation of Liability
11. Indemnification
12. Governing Law
13. Contact

1) Acceptance of Terms

By accessing or using Life’s Benefits (the “Site”), you agree to these Terms of Service (“Terms”) and to our Privacy Policy. If you do not agree, please do not use the Site.

2) Changes to the Terms

We may update these Terms from time to time. When we do, we’ll revise the “Last updated” date above. Continued use of the Site after changes means you accept the revised Terms.

3) Eligibility & Account

• You must be at least the age of majority in your place of residence to use the Site.
• If you subscribe to our newsletter, you agree to provide accurate information and to keep it up to date.
• You may unsubscribe at any time via the link in our emails or by contacting us.

4) Acceptable Use

To keep Life’s Benefits helpful and respectful, you agree not to:

• Use the Site in any way that violates applicable laws or regulations.
• Attempt to interfere with the Site’s security, availability, or integrity.
• Scrape or copy content at scale without written permission.
• Use the Site to send unsolicited or bulk messages (spam).

5) Content & Intellectual Property

All text, graphics, design elements, and other materials on the Site are owned by or licensed to Life’s Benefits and are protected by intellectual property laws.

• You may read, link to, and share our content for personal, non-commercial use with clear attribution.
• You may not reproduce, republish, or distribute our content for commercial purposes without permission.
• Trademarks, logos, and service marks displayed on the Site are the property of their respective owners.

6) Newsletter & Emails

When you subscribe to our newsletter, you consent to receive occasional emails from us. We aim to keep messages useful and respectful.

• Each email includes a one-click unsubscribe link.
• We comply with applicable email and anti-spam laws. See our Privacy Policy for details.
• We may email you about account or policy changes even if you opt out of marketing messages.

7) Recommendations & Disclosures

From time to time, we may share recommendations, comparisons, or guides. We aim for clarity and honesty. If we include any referral relationships, we will disclose them clearly. Your cost does not change because of such referrals.

Content is provided for informational purposes only and does not constitute professional, financial, legal, medical, or other specialized advice.

8) Third-Party Links

The Site may link to third-party websites or services. We are not responsible for their content, policies, or practices. Please review their terms and privacy policies before engaging.

9) Disclaimers

The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that the content is complete or current.

10) Limitation of Liability

To the fullest extent permitted by law, Life’s Benefits and its team shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Site or content.

11) Indemnification

You agree to indemnify and hold harmless Life’s Benefits and our team from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your violation of these Terms or misuse of the Site.

12) Governing Law

These Terms are governed by the laws of your place of residence or, if specified by us, the jurisdiction in which Life’s Benefits primarily operates. If any provision is held invalid, the remaining provisions remain in effect.

13) Contact

Questions about these Terms? We’re here to help.

• Contact form
• Email: support@lifesbenefits.com